Comprehensive health insurance for foreigners
A policy for stays in the Czech Republic over 90 days: for a long-term visa, a residence permit and its renewal. We will find the insurer and the period and give you the price before you pay.
- A limit of at least €400,000 and no excess
- Arranged remotely, starting on the date you need
- We work with six insurance companies
- €400,000minimum limit per claim
- €0excess: by law, the policy must have none
- Over 90 daysstays that need a comprehensive policy
Who needs it
For a long-term visa and residence permit
Comprehensive health insurance is needed by foreigners from outside the EU who live in the Czech Republic for more than 90 days and are not in the public health insurance system, such as students, seniors and family members. You need the policy for a long-term visa, a residence permit and every renewal.
If you work on an employment contract, your employer most likely insures you in the public system. In that case you may not need a separate policy. It is worth checking this before you buy.
Cover
What the policy usually covers
The exact cover, limits and exclusions depend on the insurer and the plan, and we will explain them before you pay. A comprehensive policy usually includes:
- doctor’s appointments and tests
- hospital treatment
- preventive check-ups
- emergency care when travelling in the Schengen area, usually up to 30 days per trip
- in plans for pregnant women: prenatal care and childbirth
Other policies
We will find a policy for your situation
Short trips and guests need a different policy, and there are separate plans for pregnancy and for older relatives.
Arrange it without
visiting the office
We will sort everything out by message, even if you are not in the Czech Republic yet.
- 1
Tell us about your situation
Write to us or call. If anything is missing, we will ask.
- 2
Get an offer
We will give you the price for the whole period and explain what is covered and what is not. We answer your questions before you pay.
- 3
Pay and get your policy
We will email you a link to pay by card or by QR code. Your policy is ready right after payment, and we send it to your inbox. Check your details and the start date of cover.
Choosing insurance for your child who studies here?
You can start with a consultation for parents. We will explain the options and the steps, and what details and involvement we will need from the student. For children under 18, we first check the type of stay.
Frequently asked questions
Cannot find the answer? Write or call, and we will reply during office hours.
+420 722 957 500When should I get a policy to renew my residence permit?
You apply for a renewal before your current permit expires, and the application needs a policy for the new period. You can arrange the new policy in advance, starting on the date you need.
Can the first 90 days be covered by a different policy?
Yes, the first 90 days can be covered by an emergency care policy and the rest by comprehensive insurance. We will tell you which option works better for you.
Who issues the policy?
The policy is issued by an insurance company. We work with six: AXA, PVZP, SV pojišťovna, UNIQA, Colonnade and Kooperativa. We will find an option and explain the terms before you pay.
We will tell you which policy is right for you
Leave your phone number, and we will get in touch. The consultation is free and does not commit you to anything.