All foreigners who are not citizens of the European Union and intend to reside in the Czech Republic for at least 90 days, must have health insurance . This insurance must cover the cost of possible medical services and comply with the requirements of the Law on the Residence of Foreigners in the Czech Republic.
Medical insurance is formalized by an insurance contract with an insurance company and is presented when applying for any medical assistance, as well as without fail to the Ministry of Internal Affairs of the Czech Republic when obtaining or extending a residence permit.
How does it work? You conclude an insurance contract for the required period of stay in the Czech Republic, pay the sum insured and if you need medical assistance during this time, the insurance company will pay it within the limits of the insurance coverage.
Insurance coverage typically includes: Outpatient care; Inpatient medical care, including diagnostics, prevention and dispensary treatment; Emergency assistance and rescue measures; Patient transportation and medications; Repatriation to the homeland of a sick or deceased person; Medical support of pregnancy and childbirth.
A detailed description of all covered services, including the maximum amount of coverage, is specified in the terms of the insurance policy.
In order to choose the right health insurance for you, you need the advice of an experienced specialist who will not only guide you in health insurance for foreigners, but also help you in obtaining insurance benefits if necessary.